For marketplace sellers & online businesses doing $1.5M+
Funding for ecommerce sellers. Finally
in plain English.
We give serious marketplace sellers and online businesses the working capital they need, and a one-page plain-English summary of exactly what they'll pay, when, and why. No fine print on page 6. No surprises at closing.
Apply Now
Plain-English
terms
A one-page summary of cost, timing, and structure before you sign.
Decisions within
24 hours
For qualified applicants, fast enough to keep up with inventory cycles.
Revenue-based repayment
Payments adjust when your sales do.
Built for
$1.5M+ sellers
Designed for serious ecommerce operators, not anyone with a storefront URL.
COMPARE
A real alternative to the funding
you've been offered.
The funding most ecommerce operators get offered is either tied to a single platform, capped by an algorithm, hidden behind fine print on page 6, or all three. FinPerx is different.
FinPerx provides revenue-based financing - a purchase of your future receivables, not a traditional loan. You talk to a human, you see the full cost in plain English before you commit, and you can use the financing for anything that grows the business.
Whether you sell on Shopify, Amazon, Walmart, Etsy, or your own site, the offer works the same way.
Who we serve
Built for serious ecommerce operators.
We work with the businesses running real ecommerce operations, the ones with consistent monthly revenue, established suppliers, and inventory cycles that don't wait for bank turnaround times.
Where you sell:
Amazon and Amazon FBA sellers
Walmart Marketplace sellers
Shopify and Shopify Plus stores
WooCommerce stores
Etsy and eBay sellers at scale
Direct-to-consumer brands and DTC subscription businesses
Online services and digital businesses with consistent monthly revenue
Inventory & stock
Fund the next buy before peak season hits, without burning your operating cash.
Marketing & acquisition
Put more capital behind the campaigns and listings that are already converting.
Cash flow support
Smooth out the gaps between marketplace payouts, suppliers, and 3PLs.
Growth opportunities
Move on the right deal, supplier discount, or inventory buy without waiting for a bank.
FREE
The Revenue-Based Financing Term Decoder
Factor rate. Holdback. Origination fee. Total payback. The 10 terms that actually determine what ecommerce financing costs you, translated into one page of plain English.
No form, no email gate. Just download it.
Download the PDF
How it works
A funding process that respects your time.
Tell us about your business
Share a few details about where you sell, your revenue, and what you'd use the financing for. About 5 minutes.
01
We review your information
Our team gets back to you within 24 hours. If we need anything else, we'll ask once. (For qualified applicants.)
02
You review the proposal
You'll get a one-page plain-English summary of the amount, the cost, the repayment structure, and the timeline. Decide if it's right for you.
03
Built around how ecommerce actually runs.
We built the process around how marketplace sellers and online businesses actually operate, not the other way around.
Plain English, on page one
You'll see the factor rate, the total payback, and the repayment schedule before you commit. No fine print on page 6. (Full cost disclosure, including APR equivalent where required by applicable state law, provided in writing at the time of your offer.)
Fast when it counts
Decisions within 24 hours and funding in days, for qualified applicants, because inventory deadlines don't wait for bank approvals.
Repayment that bends
Repayments flex with your sales. Slower month? Smaller payment. This is how revenue-based repayment works: because we collect a percentage of your sales, we only succeed when you do.
We work with the marketplaces and platforms serious ecommerce sellers actually use.
Amazon
Walmart
Shopify
Shopify Plus
WooCommerce
Etsy
eBay
About FinPerx
More than funding. A real alternative.
FinPerx was built by people who watched ecommerce sellers get capped by platform-tied funding, declined by banks, and buried in fine print by other revenue-based financing providers. We think the operators driving the next decade of ecommerce deserve capital partners who understand how online selling actually works, and price financing in language a human can read.
Learn who we are →
Get started today
Ready to move your business forward?
Apply in 5 minutes, or download the Revenue-Based Financing Term Decoder to see exactly how ecommerce financing gets priced.
Apply Now
Download the RBF Term Decoder
contact@finperx.com
Fast, transparent, growth-focused
Solutions
Inventory Funding
Marketing Capital
Cash Flow Support
Growth Funding
Resources
RBF Term Decoder
FinPerx offers revenue-based financing structured as a purchase of your future receivables - not a loan. There is no fixed repayment term. You repay by remitting a percentage of your future sales until the agreed total amount is recovered. The total cost of financing varies based on your sales volume. Required state-specific disclosures - including annual cost metric, APR equivalent, total repayment amount, finance charges, and payment frequency - will be presented in a separate written disclosure at the time of your offer, as required by applicable law. Revenue-based financing is not available in all states. Availability and terms subject to underwriting approval. FinPerx Servicing LLC.
© 2026 FinPerx, LLC. All rights reserved.
For marketplace sellers & online businesses doing $1.5M+
Funding for ecommerce sellers.
Finally in plain English.
We give serious marketplace sellers and online businesses the working capital they need, and a one-page plain-English summary of exactly what they'll pay, when, and why. No fine print on page 6. No surprises at closing.
Apply Now
See a sample term sheet
Plain-English terms
A one-page summary of cost, timing, and structure before you sign.
Decisions within 24 hours
For qualified applicants, fast enough to keep up with inventory cycles.
Revenue-based repayment
Payments adjust when your sales do.
Built for $1.5M+ sellers
Designed for serious ecommerce operators, not anyone with a storefront URL.
COMPARE
A real alternative to the funding you've been offered.
The funding most ecommerce operators get offered is either tied to a single platform, capped by an algorithm, hidden behind fine print on page 6, or all three. FinPerx is different.
FinPerx provides revenue-based financing - a purchase of your future receivables, not a traditional loan. You talk to a human, you see the full cost in plain English before you commit, and you can use the financing for anything that grows the business..
Whether you sell on Shopify, Amazon, Walmart, Etsy, or your own site, the offer works the same way.
See how we compare →
Inventory & stock
Fund the next buy before peak season hits, without burning your operating cash.
Marketing & acquisition
Put more capital behind the campaigns and listings that are already converting.
Cash flow support
Smooth out the gaps between marketplace payouts, suppliers, and 3PLs.
Growth opportunities
Move on the right deal, supplier discount, or inventory buy without waiting for a bank.
Who we serve
Built for serious ecommerce operators.
We work with the businesses running real ecommerce operations, the ones with consistent monthly revenue, established suppliers, and inventory cycles that don't wait for bank turnaround times.
Where you sell:
Amazon and Amazon FBA sellers
Walmart Marketplace sellers
Shopify and Shopify Plus stores
WooCommerce stores
Etsy and eBay sellers at scale
Direct-to-consumer brands and DTC subscription businesses
Online services and digital businesses with consistent monthly revenue
FREE
The Revenue-Based Financing Term Decoder
Factor rate. Holdback. Origination fee. Total payback. The 10 terms that actually determine what ecommerce financing costs you, translated into one page of plain English.
No form, no email gate. Just download it.
Download the PDF →
How it works
A funding process that respects your time.
Tell us about your business
Share a few details about where you sell, your revenue, and what you'd use the financing for. About 5 minutes.
01
We review your information
Our team gets back to you within 24 hours. If we need anything else, we'll ask once. (For qualified applicants.)
02
You review the proposal
You'll get a one-page plain-English summary of the amount, the cost, the repayment structure, and the timeline. Decide if it's right for you.
03
Built around how ecommerce actually runs.
We built the process around how marketplace sellers and online businesses actually operate, not the other way around.
Plain English, on page one
You'll see the factor rate, the total payback, and the repayment schedule before you commit. No fine print on page 6. (Full cost disclosure, including APR equivalent where required by applicable state law, provided in writing at the time of your offer.)
Fast when it counts
Decisions within 24 hours and funding in days, for qualified applicants, because inventory deadlines don't wait for bank approvals.
Repayment that bends
Repayments flex with your sales. Slower month? Smaller payment. This is how revenue-based repayment works: because we collect a percentage of your sales, we only succeed when you do.
We work with the marketplaces and platforms serious ecommerce sellers actually use.
Amazon
Walmart
Shopify
Shopify Plus
WooCommerce
eBay
Etsy
About FinPerx
More than funding. A real alternative.
FinPerx was built by people who watched ecommerce sellers get capped by platform-tied funding, declined by banks, and buried in fine print by other revenue-based financing providers. We think the operators driving the next decade of ecommerce deserve capital partners who understand how online selling actually works, and price financing in language a human can read.
Learn who we are →
Get started today
Ready to move your business forward?
Apply in 5 minutes, or download the Revenue-Based Financing Term Decoder to see exactly how ecommerce financing gets priced.
Apply Now
Download the RBF Term Decoder
contact@finperx.com
Fast, transparent, growth-focused
Solutions
Inventory Funding
Marketing Capital
Cash Flow Support
Growth Funding
Resources
RBF Term Decoder
FinPerx offers revenue-based financing structured as a purchase of your future receivables - not a loan. There is no fixed repayment term. You repay by remitting a percentage of your future sales until the agreed total amount is recovered. The total cost of financing varies based on your sales volume. Required state-specific disclosures - including annual cost metric, APR equivalent, total repayment amount, finance charges, and payment frequency - will be presented in a separate written disclosure at the time of your offer, as required by applicable law. Revenue-based financing is not available in all states. Availability and terms subject to underwriting approval. FinPerx Servicing LLC.
© 2026 FinPerx, LLC. All rights reserved.
contact@finperx.com
Fast, transparent, growth-focused
Solutions
Inventory Funding
Marketing Capital
Cash Flow Support
Growth Funding
Resources
RBF Term Decoder
FinPerx offers revenue-based financing structured as a purchase of your future receivables - not a loan. There is no fixed repayment term. You repay by remitting a percentage of your future sales until the agreed total amount is recovered. The total cost of financing varies based on your sales volume. Required state-specific disclosures - including annual cost metric, APR equivalent, total repayment amount, finance charges, and payment frequency - will be presented in a separate written disclosure at the time of your offer, as required by applicable law. Revenue-based financing is not available in all states. Availability and terms subject to underwriting approval. FinPerx Servicing LLC.
© 2026 FinPerx, LLC. All rights reserved.
For marketplace sellers & online businesses doing $1.5M+
Funding for ecommerce sellers. finally in plain English.
We give serious marketplace sellers and online businesses the working capital they need, and a one-page plain-English summary of exactly what they'll pay, when, and why. No fine print on page 6. No surprises at closing.
Apply Now
See a sample term sheet
Plain-English terms
A one-page summary of cost, timing, and structure before you sign.
Decisions within 24 hours
For qualified applicants, fast enough to keep up with inventory cycles.
Revenue-based repayment
Payments adjust when your sales do.
Built for $1.5M+ sellers
Designed for serious ecommerce operators, not anyone with a storefront URL.
COMPARE
A real alternative to the funding you've been offered.
The funding most ecommerce operators get offered is either tied to a single platform, capped by an algorithm, hidden behind fine print on page 6, or all three. FinPerx is different.
FinPerx provides revenue-based financing - a purchase of your future receivables, not a traditional loan. You talk to a human, you see the full cost in plain English before you commit, and you can use the financing for anything that grows the business.
Whether you sell on Shopify, Amazon, Walmart, Etsy, or your own site, the offer works the same way.
See how we compare →
Who we serve
Built for serious ecommerce operators.
We work with the businesses running real ecommerce operations, the ones with consistent monthly revenue, established suppliers, and inventory cycles that don't wait for bank turnaround times.
Where you sell:
Amazon and Amazon FBA sellers
Walmart Marketplace sellers
Shopify and Shopify Plus stores
WooCommerce stores
Etsy and eBay sellers at scale
Direct-to-consumer brands and DTC subscription businesses
Online services and digital businesses with consistent monthly revenue
Inventory & stock
Fund the next buy before peak season hits, without burning your operating cash.
Marketing & acquisition
Put more capital behind the campaigns and listings that are already converting.
Cash flow support
Smooth out the gaps between marketplace payouts, suppliers, and 3PLs.
Growth opportunities
Move on the right deal, supplier discount, or inventory buy without waiting for a bank.
FREE
The Revenue-Based Financing Term Decoder
Factor rate. Holdback. Origination fee. Total payback. The 10 terms that actually determine what ecommerce financing costs you, translated into one page of plain English.
No form, no email gate. Just download it.
Download the PDF →
How it works
A funding process that respects your time.
Tell us about your business
Share a few details about where you sell, your revenue, and what you'd use the financing for. About 5 minutes.
01
We review your information
Our team gets back to you within 24 hours. If we need anything else, we'll ask once. (For qualified applicants.)
02
You review the proposal
You'll get a one-page plain-English summary of the amount, the cost, the repayment structure, and the timeline. Decide if it's right for you.
03
Built around how ecommerce actually runs.
We built the process around how marketplace sellers and online businesses actually operate, not the other way around.
Plain English, on page one
You'll see the factor rate, the total payback, and the repayment schedule before you commit. No fine print on page 6. (Full cost disclosure, including APR equivalent where required by applicable state law, provided in writing at the time of your offer.)
Fast when it counts
Decisions within 24 hours and funding in days, for qualified applicants, because inventory deadlines don't wait for bank approvals.
Repayment that bends
Repayments flex with your sales. Slower month? Smaller payment. This is how revenue-based repayment works: because we collect a percentage of your sales, we only succeed when you do.
We work with the marketplaces and platforms serious ecommerce sellers actually use.
Amazon
Walmart
Shopify
Shopify Plus
WooCommerce
Etsy
eBay
About FinPerx
More than funding.
A real alternative.
FinPerx was built by people who watched ecommerce sellers get capped by platform-tied funding, declined by banks, and buried in fine print by other revenue-based financing providers. We think the operators driving the next decade of ecommerce deserve capital partners who understand how online selling actually works, and price financing in language a human can read.
Learn who we are →
Get started today
Ready to move your business forward?
Apply in 5 minutes, or download the Revenue-Based Financing Term Decoder to see exactly how ecommerce financing gets priced.
Apply Now
Download the RBF Term Decoder
contact@finperx.com
Fast, transparent, growth-focused
Solutions
Inventory Funding
Marketing Capital
Cash Flow Support
Growth Funding
Resources
RBF Term Decoder
FinPerx offers revenue-based financing structured as a purchase of your future receivables - not a loan. There is no fixed repayment term. You repay by remitting a percentage of your future sales until the agreed total amount is recovered. The total cost of financing varies based on your sales volume. Required state-specific disclosures - including annual cost metric, APR equivalent, total repayment amount, finance charges, and payment frequency - will be presented in a separate written disclosure at the time of your offer, as required by applicable law. Revenue-based financing is not available in all states. Availability and terms subject to underwriting approval. FinPerx Servicing LLC.
© 2026 FinPerx, LLC. All rights reserved.
Fast, transparent, growth-focused
Solutions
Inventory Funding
Marketing Capital
Cash Flow Support
Growth Funding
Resources
RBF Term Decoder
contact@finperx.com
FinPerx offers revenue-based financing structured as a purchase of your future receivables - not a loan. There is no fixed repayment term. You repay by remitting a percentage of your future sales until the agreed total amount is recovered. The total cost of financing varies based on your sales volume. Required state-specific disclosures - including annual cost metric, APR equivalent, total repayment amount, finance charges, and payment frequency - will be presented in a separate written disclosure at the time of your offer, as required by applicable law. Revenue-based financing is not available in all states. Availability and terms subject to underwriting approval. FinPerx Servicing LLC.
© 2026 FinPerx, LLC. All rights reserved.